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This process, driven by the financial services industry instead of the real economy, is eerily similar to the driving forces behind the “subprime crisis.” The demand for public offerings pulled more debt issuance out of borrowers with seemingly little concern for repayment: the financial sector gains its profits from issuance fees, trading fees, underwriting fees, etc.

As in the case of mortgages, it will be those who buy and hold the debt, along with the borrowers, who will suffer the consequences.

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This encouraged governments to borrow more, perhaps often to expand services – and the bureaucracy required to offer services – although sometimes to improve infrastructure.

At the same time, rising market prices for financial assets encouraged more savers and investors into the market.

That led to an increasing supply of investable funds, which drove demand for sovereign and municipal debt (in addition to the mortgage-backed securities).

Certainly, emerging nations took advantage of the depth of rich nation capital markets to increase their debt through public offerings.

At the end of June 2009, only Italy, Turkey and Brazil were covered by more credit default swap contracts than JP Morgan Chase and Bank of America.




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